We understand the value of home ownership. Which is why, our business looks beyond extending home loans to guiding you throughout the journey step by step. Avail home loans comfortably by applying online.
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No, Shree Mandoli Finserv charges Zero Fees. Only the Bank will charge login or processing fee accuring to the particular Bank policy, Our firm can gave any offer in that too.
30 Years, subject to age of the applicants / eligibility of financial persons.
Yes, you can pre-close your home loan. NIL charges for pre-closure.
Yes, you can add a co-applicant to your home loan. Adding a co-applicant can enhance your loan eligibility. Typically, immediate family members such as a spouse, parents, children, joint / single name registry can be co-applicants.
The documents required for a home loan include proof of identity (Aadhar card, PAN card, passport), proof of address (utility bills, Aadhar card, passport), income proof (salary slips, bank statements, ITR), property documents, Firm Registration / Form 16, and photographs. Additional documents may be requested based on individual cases.
Bank generally offers up to 80-90% of the property’s market value as a home loan, depending on the applicant’s eligibility and the property’s valuation.
Indian home loan borrowers can avail of tax benefits under Section 80C and Section 24 of the Income Tax Act. You can claim deductions on the principal repayment and interest paid on the home loan. Please consult with a tax advisor for detailed information specific to your financial situation.
Yes, Shree Mandoli Finserv helps in getting home loans to single women. In fact, women borrowers may enjoy preferential interest rates and other benefits.
Yes, a home loan can be availed based on pension income. Shree Mandoli Finserv will assess the applicant’s repayment capacity and overall financial profile before approval.
While it is not mandatory, Shree Mandoli Finserv recommends opting for home loan insurance. It offers financial protection to the borrower’s family in case of unforeseen events and ensures that the loan is paid off without financial burden on the family.